GROUP MEDICAL INSURANCE
Shopping for Group Medical Insurance?
Tristar Insurance Agents and Brokers Ltd. is pleased to offer you a choice of medical insurance plans from any of the following insurance companies we represent:
- Family Guardian (Bahamhealth)
- Colina
- New Providence Life
- BAF
On our website we are able to provide quotations for three affordable coverage options from BAF for your consideration. These options provide comprehensive major medical coverage at great rates.
However, should you want to see quotes from our other carriers, please submit your name and contact information in the form at the bottom of this page and we will contact you.
About the BAF Plans Quoted here
The chart below gives an overview of the key benefits of the Group Medical Plans. Note that there are three levels of coverage, Sapphire, Emerald and Ruby.
As with all our carriers we offer, BAF’s network provides access to comprehensive medical care in the Bahamas, including Doctors Hospital in Nassau. In the USA, BAF members can access thousands of hospitals and Centers of Excellence through an arrangement with long-standing partner, United Healthcare International.
|
Group Medical Coverage |
Sapphire | Emerald | Ruby |
|---|---|---|---|
| Maximum Lifetime Benefit | 1,000,000 | 1,000,000 | 1,000,000 |
| Maximum Calender Year Benefit | 150,000 | 300,000 | 500,000 |
| Maximum Benefit per Episode | 75,000 | 150,000 | 250,000 |
| Maximum Calender Year Benefit – Aged 70 or over | 25,000 | 25,000 | 25,000 |
| Deductible | None | None | None |
| Calender Year Out of Pocket Maximum (OOP) Individual/Family | 2000/6000 | 2000/6000 | 2000/6000 |
A Comparison of Providers and their Benefits
| Colina |
Bahamahealth by Family Guardian |
New Providence Life | |
|---|---|---|---|
| Maximum Lifetime Benefit | 1-2,000,000 | 1-2,000,000 | 1,000,000 |
| Maximum Calender Year Benefit – Aged 70 or over | 250,000 | 250,000 | 250,000 |
| Deductible | None | 200-5,000 | 250-10,000 |
| Calender Year Out of Pocket Maximum (OOP) Individual/Family | Does not Apply | 2000-50,000 | Does Not Apply |
| Doctor Office Visits | Yes | Yes | Yes |
| Specialist Visits | Yes | Yes | Yes |
| Prescription Drugs | Yes | Yes | Yes |
| Maternity | Yes | Yes | Yes |
| Medical Inpatient Services including hospital room and board | Yes | Yes | Yes |
| Medical Outpatient Services Including doctor office visits | Yes | Yes | Yes |
| Outpatient surgery | Yes | Yes | Yes |
| Emergency room visit and Ambulance Services | Yes | Yes | Yes |
| Overseas care | Yes | Yes | Yes |
| Hospital Only Plan | None | Yes | Yes |
| Dental and Vision Coverage | Can be bought Separately | Can be bought Separately | Can be bought Separately |
Additional Features and Benefits (all plans)
- Medical Inpatient Services including hospital room and board
- Medical Outpatient Services Including doctor office visits
- Prescription drugs and outpatient surgery
- Emergency room visit and Ambulance Services
- Overseas care
- Dental and Vision Coverage
Pricing for Your Group
If you have a group of 5 or more employees, you may generate a quote from BAF for group medical insurance in under 60 seconds. Please note that there is no obligation to sign up.
Choose the size of your group below to proceed.
Interested in pricing from other providers?
Fill in the form below and a friendly agent will contact you!